Appraisal services for Denver and Denver County homeowners
Here are the top seven reasons CO homeowners order from Prime Appraisals, LLC:
Do you own a home in or near Denver? Do you need help deciding the price of your real estate?
We at Prime Appraisals, LLC understand the particular needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. Being a person not in the real estate field that most likely doesn't look at appraisals every day,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Prime Appraisals, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value judgement than yours.
PMI Removal Appraisals
A fashionable way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Prime Appraisals, LLC is seasoned in helping clients just like you dismiss unnecessary PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your home overvalued if your house is not appreciating as much as other houses close by. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. An expert appraisal from Prime Appraisals, LLC is your number one weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
If your property is in a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be disadvantageous from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Prime Appraisals, LLC can provide you with an expert appraisal to help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need an expert to double-check your appraisal for precision, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your home.